Uncover Your Capital Signature

How many months of cash runway do you have to cover operating expenses?

• Less than 3 months
• 3-6 months
• 6-12 months
• More than 12 months

What is your business trajectory over the last 6 months?

• Declining revenue (down more than 10%)
• Flat revenue (±10%)
• Growing steadily (10-30% growth)
• Growing rapidly (30%+ growth)

What will you primarily use this capital for?

• Bridge to equity raise or urgent cash flow crisis
• Refinance or consolidate existing debt
• Bridge capital while equity raise closes
• General working capital or inventory purchase
• Purchase order financing or specific orders
• Marketing and advertising

Does your business have significant seasonality?

• Yes, major seasonal peaks (40%+ of revenue in specific months)
• Yes, moderate seasonality (20-40% variation)
• No, revenue is consistent year-round

What is your previous financing experience?

• Multiple lenders, struggling with payments
• Previous financing, looking to refinance
• Multiple lenders, managing well
• One previous lender, positive experience
• No previous financing

What matters most in your funding decision?

• Partner who understands my situation
• Speed and simplicity
• Flexibility in payment terms
• No personal guarantee and no blanket liens
• Lowest cost

What best describes your current profitability situation?

• Currently unprofitable and working on turnaround plan
• Investing heavily in growth, profitability intentionally deferred
• Clear path to profitability within 6 months
• At or near break-even (within 10% of profitability)
• Profitable now and generating positive cash flow

How ready are you to deploy capital immediately?

• Ready now, have specific use case
• Ready within 30 days
• Planning for 2-3 months out
• Exploring options, no immediate need

How far in advance do you need to invest before generating revenue?

• 5+ months ahead
• 3-4 months ahead
• 1-2 months ahead
• Same month or not applicable

How do you think about control vs cost trade-offs?

• Need capital regardless of structure
• Preserve control at almost any cost
• Balance control and cost
• Minimize cost, less concerned about control

Get your customized strategy results

First Name*

Last Name*

Email*

Country*

Company Name*

Website URL*

I agree to receive other communications from Clearco.*

The Cash Flow Optimizer

Most founders at your stage hit this pattern when revenue is working, but timing is the problem.

INSIGHT

Your business is not broken. The challenge is timing.

You are paying for inventory or marketing before revenue comes back in, which creates pressure even when performance is strong.

What this means:

• You likely feel "tight" even when growing
• Your biggest constraint is cash timing, not demand
• You are solving for predictability, not scale

What successful founders like you do:

• Use capital to smooth timing, not overhaul strategy
• Stay consistent with what is already working
• Avoid reactive decision-making

Risks to watch:

• Missing inventory windows
• Slowing growth due to cash gaps
• Overcorrecting by cutting spend

This information is provided for discussion purposes only and does not constitute legal, financial, tax, or other professional advice. Any decisions should be made in consultation with your own professional advisors.