Tired of Funding Traps from Platforms like Shopify Capital?

Switch to Safer Funding with Clearco

No-obligation consultation, 24-hour approvals, no-liens, no lock-ins, no regrets

Clearco offers founder-friendly capital with no lock-ins, no liens or security interests, and capped payments that scale with your revenue.

Join 10,000+ brands who have already switched to safer funding with Clearco for:

✓ No blanket liens or asset claims
✓ Capped weekly payments versus uncapped daily remittance
✓ Fast approvals in as little as 24 hours
✓ Compatible with all ecommerce platforms
✓ Transparent terms, no surprises
✓ No equity dilution

Shopify Capital’s latest funding terms may give them the right to claim your inventory, receivables, or IP. With Clearco, you stay in control. Choose safer funding now.

$3B Deployed without Blanket Liens for Thousands of Brands Like Yours

Clearco vs. Shopify Capital: What Founders Should Know

What You Might Not Know About Shopify Capital

Asset Claims:
Shopify can file a blanket lien on all your business assets, potentially blocking refinancing or fundraising.

Platform Dependencies:
Shopify Capital’s funding is tied to their ecosystem, which can limit your ability to switch platforms or explore other financing.

Don't Give up Your equity
With Clearco, you get no dilution, no personal guarantees, just fast, flexible funding.

Over $3B invested into 10,000 businesses

“It’s really nice to know exactly what you have to pay back with Clearco.”

"...It allows us to retain more cash when it comes to strong sales periods."

— Annette Azan,

Founder & CEO, Nuudii System

Why Founders Choose Clearco

No Liens, No Claims
Your assets stay yours.

Cross-Platform Flexibility
Grow wherever your customers shop.

Clear Terms
You’ll know your capital cost upfront, no surprise remittance triggers.

Optionality
Use alongside other capital strategies. No platform exclusivity required.

FAQs

Answering your first questions about Clearco

How long does it take to switch?

Switching to Clearco is fast and seamless. Most ecommerce businesses can go from sign-up to funding in as little as 48 hours.

1. Creating your Clearco account Sign-up takes just 10–15 minutes. You'll verify your email, complete your business profile (including connecting ecommerce and bank accounts via Plaid or manual upload).
2. Automated evaluation & approval Once your data is connected, Clearco’s proprietary scoring process typically generates a funding offer within 24 hours.
3. Funding your invoice Clearco will review and fund your invoice subject to diligence.

Will this affect my credit?

Clearco does not impact your personal credit score. Clearco provides non-dilutive working capital to ecommerce businesses, not personal loans or credit lines.

What if I'm already locked in?

You're not alone—and Clearco may still be able to help.

Many ecommerce founders come to Clearco while already tied to traditional loans or aggressive MCA contracts. Our ecommerce funding solutions are designed to work alongside or in place of those solutions, offering more flexibility and transparency. If you are looking to switch completely, we can also explore refinancing or transitioning options based on your capital needs and existing commitments. Reach out to our team—we’ll guide you through it.

Ready to understand your options?