Early Payment

Pay early to save and access more funds, faster

Revenue based financing that saves fees and refreshes funding capacity fast.

Clearco’s Early Payment option lets you pay your balance ahead of schedule and instantly free up more funding when sales are strong. Keep cash flow healthy. Shorten your cash cycle. Move sooner. ‍ ‍

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Unlock your full funding capacity faster with Early Payment

No penalties. No waiting. Just capital on your terms.

Clearco’s Early Payment option lets you pay your outstanding balance before the end of your estimated payment schedule. Because fees are calculated daily, paying in full early reduces your cost and can accelerate your ability to access more capital, depending on available eligibility.

This is revenue based financing with a flat fee and capped weekly remittances tied to sales. It’s built for ecommerce brands who want control, speed, and cost efficiency.

Maximize funding capacity

Access additional capital sooner, depending on payments and eligibility.

Stay flexible without penalties

Adjust your funding strategy when it works best for you. Early payoff isn’t punished, it’s rewarded with savings and funding capacity.

Save money

Fees are calculated daily, so paying in full early reduces your total cost.

Transparent terms

Estimated payment schedules, capped weekly payments, and no all-asset liens.

How it works

1. Connect accounts and get approved

Verify eligibility, connect accounts, and see your approved funding capacity (e.g., $250K, $500K).

2. Draw funds

Use funding capacity as working capital for campaigns, vendor payments, or launches.

3. Pay in full early

When it makes sense for your business, make payments ahead of schedule and spend less.

4. Reload faster

Save on fees and potentially accelerate access to additional capital, depending on updated eligibility.

Early Payment Option Is Best For

Reduced Financial Costs

Brands looking to reduce financing costs when they have available cash.

Launch or Expansion Funds

Operators preparing for a launch or expansion that requires full funding access.

Fast Capital Refresh

Teams who want to refresh capital faster without reapplying.

Seasonal Inventory & Holiday Prep

Seasonal inventory financing cycles and pre-holiday stock ups where you want max funding capacity fast.

Over $3B invested into 10,000 businesses

“Having a reliable partner we can turn to when we need to keep our liquidity strong has made a big difference.”

— Juan Pujol

CFO & Chairman, Simplelab

Your Competitive Edge

Clearco offers more than one path. With Fixed Funding Capacity, Rolling Funding Capacity, Invoice Funding, and Cash Advance, your funding strategy adapts with you, helping you plan with confidence today, and pivot tomorrow.

Capital that evolves with your needs

Transparent, capped payment structure

No personal guarantees. No blanket liens

Fast funding in as little as 24 hours

Early payment benefit others can't match

FAQs

Answering your first questions about Clearco

How do I get this discount?

To receive a prorated cost adjustment, you must first reach out to your Clearco representative or email payments@clear.co and specifically request the "Early Payment Option". Our team will then guide you through the process.

Is this a loan?

No, this is revenue based financing with a flat fee and no personal guarantee.

Do I have to pay early?

No, Early Payment is optional. You decide if and when it makes sense.

What's the benefit of paying in full early?

Paying in full early gives you total control over cost. We pro-rate your fee, so if you pay halfway through, you only pay half the fee. For example, a $1M advance with a 5% fee becomes $25K if paid off at month 3 of a 6-month term.

Is there any penalty to paying early?

No, Early Payment is designed to reward flexibility, not punish it.

Get personalized guidance on how Early Payment can fit your growth strategy.