The 2026 Q1 Funding Playbook
Turn Peak Season Revenue Into Q1 Stability
A Step-By-Step Funding Playbook to Turn Q4 Revenue Into Strategic Liquidity.
Peak season highs often turn into Q1 cash flow shocks. Returns surge, CNY presents supply chain challenges, and inventory preparation is essential to meet Q1 demand.
Inside the Playbook, you’ll learn how to:
✓ Re-fund after Q4 and prepare for Q1 simultaneously
✓ Navigate volatility and forecast return exposure
✓ Plan Q1 capital proactively based on tips from real operators
✓ Use Invoice Funding strategically across production cycles and the Early Payment Option to reduce fees
Sustain runway, inventory, and momentum throughout Q1 while competitors react to volatility.
Helping 10,000+ Ecommerce Brands Scale Smarter
Get funded for Q1 with a capital partner that thinks like a founder: Strategic, Flexible, Competitive
Most funding options make founders start from scratch each time they need capital.
Clearco keeps your funding available, predictable, and fast so you can move with
Design Capital Your Way
Mix and match deployment, structure, and payment options to create a capital strategy that adapts to your goals, and evolves as fast as your business.
Pick your funding structure
Select a one-time, upfront amount for planned initiatives (Fixed Funding) or ongoing access that replenishes as you pay (Rolling Funding).
Choose how funds are deployed
Decide whether capital should land directly in your account (Cash Advance) or flow straight to suppliers (Invoice Funding).
Set your payment approach
Opt for predictable capped weekly payments, performance-based capacity increases, or flexible early payoff.
Capital that works like founders do.
Every founder’s path is different. That’s why we built flexible options you can mix, match, and optimize.
What Founders Want
How Clearco Delivers
Predictability
Weekly payments are capped and transparent
Flexibility
Funding refreshes automatically as you pay
Speed
Get funded in as little as 24 hours once approved
Freedom
No blanket liens or personal guarantees
Control
You decide how to use your funds to pay vendors and fuel growth
Stock up. Scale up. Sell out.
Your biggest weekend should not cause your biggest cash crunch. Clearco gives you fast, flexible capital to fund inventory, ads, and launches before your BFCM revenue hits.
Get funded in as little as 24 hours
Weekly payments are capped and predictable
Funding refreshes automatically as you pay
The capital choice for 10,000+ ecommerce brands.
Founders use Clearco to stay in control of their growth. They choose flexibility, predictability, and speed over slow approvals and rigid terms
— Natalie Holloway,
Co-Founder of
Bala Bangles
“We may get a million-dollar PO, and now we know we don’t have to use our own cash. Especially in an inventory-heavy business, that’s a game changer.”
— Gabriel Robinson,
CFO of
Retrofête
“We have a very dynamic and sometimes cyclical environment, which means constant, ongoing access to capital became just as important as the product itself.”
— Marina Larroudé,
CCO & Co-Founder
“We can now design a shoe and get it to market in 10 days. That kind of speed is only possible because we have the capital to scale it.”
— Zel Crampton,
Founder of
Diggs
“Clearco’s team has been incredible: thoughtful, knowledgeable, and fully committed to supporting brands like ours.”
FAQs
Questions founders ask before getting funded
How fast can I get funded?
In as little as 24 hours once approved.
Are payments fixed?
Payments are capped and predictable so you can plan with confidence.
Do I have to reapply for Rolling Funding?
No. Rolling Funding refreshes automatically as you pay.
Does Clearco take collateral?
Clearco does not take blanket liens or personal guarantees.