Flexible Funding Options for Scaling
Flexible Funding Options for Scaling Your Brand
At Clearco, we've invested over $3B billion across 10,000+ ecommerce and DTC brands, and we built our platform on the back of thousands of founder feedback loops, full-tilt growth pressures, and market pivots.
10,000+
Businesses funded
$3B
In capital deployed
Get Funded with Clearco from Clearco on Vimeo
What Makes Clearco Different
You're building the future. Your capital should move like you do.
Most capital providers force businesses into a single, rigid model: a lump-sum advance with strings attached, a procurement tool that slows you down, or a financing product that only works in one channel. Clearco was built to break that mold.
We give you complete control over how and when you deploy capital, so it moves at your pace, scales with your momentum, and never penalizes you for accelerating.
Competitive Capital
Built around how you grow
You choose how funds are deployed and your payment schedule. Your funding capacity even refreshes automatically as you pay, so you can access additional funding without reapplying or renegotiating.
- Draw capital into your account for growth investments.
- Pay vendors directly to smooth out cash flow.
- Unlock additional funding capacity as you pay to keep scaling without friction.
No one else gives you this level of flexibility, choice, and control in a single platform.
Strategic Growth Partnership
Help your business grow
We've worked closely with 10,000+ founders through every season of growth. That hands-on experience becomes your strategic advantage.
We don't just fund your next move. We actively help you spot opportunities your competitors will miss, because we've sat in these strategy sessions thousands of times and bring those insights directly to your decisions.
Designed to Scale with You
Not against you
Most funding solutions make growth harder the faster you move. Clearco was built to do the opposite.
- Capped weekly payments keep costs predictable and transparent, with no hidden fees or ballooning APRs.
- No blanket liens or personal guarantees mean your business stays yours.
- No penalties for paying early. Repaying faster can refresh your funding capacity sooner and support future funding reviews.
- Funding in as little as 24 hours lets you move on opportunities as they arise.
This is capital that flexes with your business, not against it.
Competitive Rates
That scale with performance
Clearco pricing is built to fuel growth, not restrict it. Our typical fixed fees range from 3.5% to 12%, making them among the most competitive in the market. While your fee doesn’t automatically adjust based on performance, strong business performance can support future funding approvals at better rates.
With capped weekly payments and the flexibility to pay in full early without penalties, you can refresh your funding capacity sooner and potentially lower your overall cost of capital. This structure keeps you in control, unlike most traditional lenders or rigid revenue-based models.
Clearco vs. Other Options
If your capital partner isn't evolving with your business, they're holding you back.
Clearco was built to remove those limits and give you the freedom to scale on your terms.
Business Challenge
Other Funding Options in Market
Need upfront capital for ads or inventory
Lump sums only, often leading to overborrowing
Access capital on your own terms, from vendor payments to fast working funds
Unpredictable payment structure leads to unpredictable cash flow
Uncapped daily or weekly payments
Capped weekly payments for predictable cash flow
Need to pay vendors directly
Most deposit into your bank account only
Clearco handles vendor payments, minimizing admin and cash-flow friction
Need access to ongoing capital
One-time advances or top-ups
Draw the working capital you need, when you need it
Need speed without organizational risk
Hidden APRs, blanket liens, or personal guarantees
Fast funding with a transparent fee structure; no personal guarantees, no blanket liens
Want lower costs over time
Locked into flat rates regardless of performance
Clearco lets you pay early, which can support faster access to new funding
Scaling beyond one platform
Locked into Shopify, Amazon, or one channel
Clearco connects Shopify, Stripe, Amazon, and more, so you get funded on the full picture
Our Ecommerce Founders
Over $3B invested into 10,000 businesses
Annette Azan
Founder & CEO
Nuudii System
“It’s really nice to know exactly what you have to pay back with Clearco. It allows us to retain more cash when it comes to strong sales periods.”
Victor Tam
Co-Founder & CEO
Monos
“The funding from Clearco allowed us to keep our foot on the gas pedal, to remain aggressive, and prevented us from slowing down at all.”
Miki Agrawal
Founder
Tushy
“Clearco’s team was so easy to work with - the whole experience was lovely. Getting the funding was as easy as 1, 2, 3.”
FAQs
Answering your first questions about Clearco
What types of businesses do you fund?
We support DTC ecommerce businesses.
How fast can I get capital once I’m approved?
Most founders receive funding within 24 to 48 hours.
How are Clearco’s rates structured?
Our pricing is fixed, transparent, and predictable. Rates are based on your business performance. As you grow and pay successfully, you can unlock better rates and more capacity.
Does Clearco require blanket liens or a personal guarantee?
No. Our funding is non-dilutive, with no personal guarantees.
Can I access more capital as I make payments?
Yes. With our Rolling Funding Capacity option, every payment replenishes your available funding capacity, so you can access more capital without reapplying.